Affordable Commercial Car Insurance in Québec

If you use a vehicle for work — even occasionally — your personal auto policy is not enough. Once a car is used to generate income, it faces different risks, including increased time on the road, multiple drivers, and greater liability. An accident can lead to denied claims, leaving your business exposed to devastating costs.

Business Car Insurance is designed for this reality. It protects your vehicles, your drivers, and your business finances, so one accident doesn’t stop your operations.

The Critical Québec Distinction: SAAQ vs. Private Insurance In Québec, your protection is a two-part system that works together:

1. SAAQ (Public Plan): This covers bodily injury for anyone hurt in an accident, regardless of who was at fault.
2. Private Commercial Policy: This covers civil liability for property damage you cause to others (their car, their building) and pays to repair or replace your own vehicles.

Without a proper commercial auto insurance policy, you have a massive financial gap. The SAAQ will never pay to fix your van or the other person's car.

At Qubit Insurance, we ensure these two parts work together seamlessly, leaving you fully protected.