Your business vehicles keep your operations moving. Every delivery and client visit depends on them. Protecting your vehicles means safeguarding your business. Qubit Insurance offers commercial auto coverage tailored to your needs, from one car to a fleet, designed for Québec roads and regulations.

We’re not just brokers — we’re risk advisors who understand how critical your vehicles are to your bottom line.

As an AMF-licensed insurance brokerage in Montreal, we are experts in Québec’s official F.P.Q. No. 1 policy form and all its endorsements.

We know Québec’s roads and regulations, and how to integrate your commercial auto insurance policy perfectly with the SAAQ plan.

You speak directly to a local advocate who gets your vehicle back on the road, fast.

Clear advice and documentation in English or French.

We offer multi-vehicle and bundled coverage options to reduce costs.

Honest commercial car insurance quotes, clear terms, and no pushy sales tactics.
If you use a vehicle for work — even occasionally — your personal auto policy is not enough. Once a car is used to generate income, it faces different risks, including increased time on the road, multiple drivers, and greater liability. An accident can lead to denied claims, leaving your business exposed to devastating costs.
Business Car Insurance is designed for this reality. It protects your vehicles, your drivers, and your business finances, so one accident doesn’t stop your operations.
The Critical Québec Distinction: SAAQ vs. Private Insurance In Québec, your protection is a two-part system that works together:
Without a proper commercial auto insurance policy, you have a massive financial gap. The SAAQ will never pay to fix your van or the other person's car.
At Qubit Insurance, we ensure these two parts work together seamlessly, leaving you fully protected.

A strong commercial automobile insurance policy in Québec (F.P.Q. No. 1) is built with these essential chapters:
1
This is the foundation of your protection. In Québec, it covers damage your vehicle causes to another person's property. If you travel outside the province, it automatically expands to cover bodily injury liability as required by other jurisdictions.
2
This covers the cost to repair or replace your own vehicle if it's damaged in a collision or rolls over.
3
This protects your vehicle from non-collision events, including theft, vandalism, fire, hail, or impact with an animal.
4
We add crucial protections like: Q.E.F. No. 27 (Non-Owned Vehicle Liability) and Q.E.F. No. 20a (Travel Costs)
If a vehicle is used to generate income, it needs a business vehicle insurance policy. This is essential for:
If your vehicle generates income, it requires commercial insurance personal coverage won’t protect you.

Because we've been insurance customers too, we understand the pain points and focus on what truly matters most.
Got questions about coverage, payments, or claims? Find clear answers here, or reach out to us directly.
View More
Quick Links
Personal Insurance
Commercial Insurance
Stay In Touch
1155, RUE METCALFE #1500 MONTRÉAL QC H3B 2V6
Secure Payment Powered by
Qubit Insurances ©2025
created by createxp