Types of Transportation Insurance Coverage We Offer
Qubit Insurance is an independent brokerage focused on transportation insurance in Quebec. Insurance solutions are customized according to how the company's operations are set up, so the company can run smoothly, remain compliant, and stay flexible in the services offered.
Freight & Logistics
Local P&D, LTL/FTL, intermodal, container drayage, specialized/heavy haul, cross-border operations.
Commercial Trucking
Owner-operators, small/medium fleets, enterprise fleets, private fleets, dedicated contract carriers.
Passenger Transport
Taxi, rideshare, airport/hotel shuttles, charter/tour, school and paratransit services.
Medical Transport
Emergency, critical care, non-emergency medical transport, wheelchair, air ambulance coordination.
Specialized Operations
Reefer/temperature control, hazmat, bulk liquids/dry, livestock, auto haulers, high-value cargo.
Why choose us for Transportation Business Insurance?
Independent transportation insurance brokers
We negotiate across a broad insurance market to secure options, not pressure, and align policies with real operational needs.
Coverage mapped to operations
We match insurance coverage to lanes, commodities, municipal permits, and contract clauses to reduce friction and delays.
Quebec insurance compliance, handled clearly and on time
We handle SAAQ requirements and Civil Code considerations, municipal insurance requirements (permits, certificates, endorsements), and Transportation of Dangerous Goods (TDG) obligations.
U.S. cross-border insurance filings and financial responsibility
We provide MCS-90 endorsement support and monitoring, with filings coordinated to help maintain uninterrupted operating authority.
Annual insurance program reviews
We recalibrate limits, endorsements, and deductibles to keep pace with growth, contract changes, and loss trends.
Cost discipline without coverage gaps
We focus on lowering the total insurance cost of risk while preserving essential protections.
Clear expectations and compliance-safe qualifiers
Insurance availability, limits, credits/discounts, and timelines depend on eligibility, underwriting, jurisdiction, and policy terms.
Tips For Saving On Transportation Insurance
Keep your operations protected without overspending.
1
Compare Quotes
Shop for the best rates and coverage.
2
Bundle Policies
Combine with other insurance for discounts.
3
Train Drivers
Safety training lowers risks and premiums.
4
Choose Smart Coverage
Match coverage to your business needs.
5
Ask About Discounts
Save with safety tech or loyalty programs.
6
Review Regularly
Update policies as your business evolves.
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Why Choose Qubit Insurance?
Because we've been insurance customers too, we understand the pain points and focus on what truly matters most.
Exceptional Service
Claims Support
Availability to Help
Competitive Prices
Unbiased Advice
100% Reliable
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Clients
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Insurer
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5 Star Reviews
Frequently Asked Questions
Got questions about coverage, payments, or claims? Find clear answers here, or reach out to us directly.
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Qubit Insurance's Comprehensive Transportation Solutions Across Quebec
1. Commercial transportation insurance (trucking, logistics, courier, delivery)
Built for local, regional, interprovincial, and cross-border insurance needs:
- Commercial auto liability insurance limits up to $10M (eligibility-based)
- Physical damage insurance (collision/comprehensive) with agreed value options
- Non-trucking liability insurance (bobtail)
- Trailer interchange insurance for non-owned trailers
- Hired & non-owned auto insurance (HNOA)
- Downtime/rental reimbursement insurance (where available)
- Cargo legal liability insurance and garage liability insurance (where applicable)
Qubit Insurance maintains direct appointments (subject to underwriting and availability) with national and niche container transportation insurance companies, including specialized commercial truck insurance companies. This breadth expands underwriting appetite, sharpens terms, and strengthens renewal leverage.
2. Passenger transportation insurance (taxi, rideshare, shuttle, charter, tour)
Structured for passenger safety and municipal insurance compliance:
- Passenger transport services insurance (limits vary by seating/jurisdiction)
- Medical payments/accident benefits insurance (jurisdiction-dependent)
- Permit-ready insurance certificates and endorsements (verified pre-binding)
- Optional assault & battery insurance and abuse & molestation insurance
- Garage/terminal liability insurance where exposure exists
3. Goods transportation (cargo) insurance
End-to-end cargo insurance for freight value and contract obligations:
- All-risk cargo insurance with replacement cost (where eligible)
- Reefer breakdown/temperature deviation insurance
- Warehouse-to-warehouse insurance continuity (avoid terminal gaps)
- Debris removal and pollution cleanup insurance sublimits (where offered)
- Stock throughput insurance integrating transit and inventory
- Security endorsements for high-value/targeted commodities
4. Emergency medical transportation insurance (ambulance and medical transport)
Purpose-built medical transport insurance for EMS and NEMT providers:
- Commercial auto liability insurance
- Professional liability insurance for EMT/paramedical staff
- Medical malpractice insurance (with prior acts where available)
- Patient handling and care liability insurance
- Equipment breakdown insurance (including life-support systems where insurable)
- Contingent/excess liability insurance to satisfy contracts
5. Advanced insurance options (where eligible/available)
- Dry Van Trailers Insurance, Flat Bed Trailer Insurance & Livestock Transport Insurance
- Additional insured, waiver of subrogation, primary/non-contributory endorsements
- Earned freight, reefer breakdown, difference-in-conditions cargo insurance
- Sudden & accidental pollution insurance endorsements/sublimits
- Contract-specific insurance wording for shipper/broker and facility terms
- Excess/umbrella liability insurance towers for higher limits
- Cyber/crime insurance for cargo theft, social engineering, and ELD/telematics risks
Qubit Insurance's fleet programs are designed to scale with your operations
- Blanket insurance coverage for new units within agreed parameters
- Safety-based schedule rating and experience-mod improvement strategies
- Telematics-eligible insurance credits (where filed)
- Multi-terminal and cross-border insurance program design
- Structured insurance loss control with clear reporting and analytics
Qubit Insurance's proven strategies to lower your total insurance cost of risk without coverage gaps
- Competitive insurance marketing: multiple quotes and negotiated terms
- Strategic insurance bundling: coordinate auto, cargo, property, liability, and workers' compensation where appropriate
- Telematics ROI: safer driving and better vehicle health; filed insurance credits may apply
- Insurance loss control: driver qualification/MVR, maintenance protocols, routing, and disciplined claims practices
- Annual insurance optimization: re-marketing, endorsement tuning, and limit/deductible calibration to match contracts and current loss trends
Qubit Insurance's claims support that stays with Quebec operators
- 24/7 incident intake and rapid broker response
- Single-point insurance claims advocate coordinating adjusters, repair facilities, and third parties
- Evidence/documentation support (statements, photos, ELD/telematics data, vendor reports)
- Clear progress updates and active settlement advocacy to reduce downtime
What Qubit Insurance needs to quote Quebec transportation insurance faster
- Vehicle schedule (VINs, values, usage, radius)
- Driver list (licenses, experience, MVR history)
- Loss runs (3–5 years)
- Commodities, lanes, and key contract/facility requirements
- Safety programs and telematics details (if applicable)
- Permit/filing needs (municipal, FMCSA/MCS-90, etc.)
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