Temperature-Controlled Trailer Insurance in Québec

Québec’s Harsh Climate

Québec’s seasonal extremes, from deep winter frost to humid summer heat, can push refrigeration systems to their limit.

Example: A two-hour failure between Montréal and Saguenay could destroy an entire shipment of seafood. This coverage ensures you recover financially instead of absorbing the loss.

Provincial Compliance and CTQ Licensing

All transport carriers in Québec must maintain adequate cargo liability insurance. Qubit's AMF-licensed team ensures every policy meets CTQ and SAAQ regulations, keeping your business compliant and audit-ready.

Cross-Border & U.S. Legal Protection

Whether hauling frozen produce to Toronto or pharmaceuticals to Vermont, your coverage meets every jurisdiction's legal requirements:

Canadian Compliance: Fulfills CTQ and provincial liability standards.

U.S. Cargo Liability: Aligns with the Carmack Amendment.

MCS-90 Endorsement: Ensures federally mandated financial responsibility for U.S. operations.

Predictable, Stable Costs

Instead of unpredictable losses, you pay a fixed annual premium. Most carriers in Québec invest between $2,500 and $7,500 per trailer, depending on cargo type and routes. Fleet operators often qualify for volume discounts and bundled savings on combined vehicle policies.

Protects Reputation and Customer Confidence

Distributors and retailers increasingly demand proof of reefer and spoilage coverage. Having certified protection demonstrates professionalism and reliability, which are essential for retaining long-term contracts.