Real Estate Insurance Broker in Montreal

You own a duplex, triplex, or multi-unit residential building. Your tenants are residential. The risks that matter most to you are water damage, tenant-caused fire, slip-and-fall liability, and lost rental income during repairs. We build landlord policies that protect the building, your income, and your personal assets — not generic homeowner’s policies stretched to cover rentals.

You own an office building, retail plaza, mixed-use property, or industrial space. Your tenants include businesses. Restaurant tenants, commercial cooking equipment, customer foot traffic, and ground-floor retail change your risk profile completely. We structure commercial property policies with the right CGL limits, equipment breakdown coverage, and rental income protection for buildings of this scale.

You manage the master insurance policy for a condo building. Master policy deductibles directly affect what unit owners pay if a claim hits a common area. The trade-off between premium and deductible is not abstract — it is a board-level decision with real consequences for residents.

You manage buildings for landlords or syndicates. Your client’s policy does not cover you if a tenant sues over a maintenance issue you handled. You need your own coverage — professional liability, general liability for managed properties, and cyber coverage for the tenant data on your systems.

You own multiple properties across Montreal, the South Shore, Laval, or Greater Quebec. Most brokers price each building separately, which costs you money and creates inconsistent coverage gaps across your portfolio. We structure blanket or coordinated policies that protect every property under one broker relationship and one annual review.

You are a real estate agent, broker, home inspector, or appraiser. You need professional liability (Errors & Omissions) to protect yourself if a client claims your advice, inspection, or valuation caused them financial loss.