How do I file for a claim ?

Your insurance certificate from your policy will have a 24/7 contact number in case of an accident or claims. You should either call the number and file the claim or contact your broker to get help with your claim.

What happens if I miss a payment ?

Failure to make timely payments could result in policy cancellation or suspension of monthly payments. Contact Us as soon as possible if you have a situation like this.

What is a deductible in an insurance policy ?

A deductible is an amount that you choose when purchasing an insurance policy, which you agree to pay at the time of a claim. Deductible will be applied or not can depend on the situation, or type of the claim.

Check Out Our Blogs

We have a variety of blogs on different topics. Check them out and let us know what you think.

How Your Credit Score Impacts Your Insurance in Montreal

Does your credit score impact your insurance rates in Quebec? Learn the truth, know your rights, and see how Qubit helps you save regardless of your score.

Sun Dec 14 2025|6 min read

How Your Credit Score Impacts Your Insurance in Montreal

Sun Dec 14 2025

6 min read

How Your Credit Score Impacts Your Insurance in Montreal

Does your credit score impact your insurance rates in Quebec? Learn the truth, know your rights, and see how Qubit helps you save regardless of your score.

6 Key Things to Look For in Commercial Motor Insurance for Your Trucking Company

Sat Dec 13 2025

15 min read

6 Key Things to Look For in Commercial Motor Insurance for Your Trucking Company

Discover key insurance points trucking companies must know to stay protected, avoid costly gaps, and choose coverage that fits their operations.

Why Is My Truck Insurance So High in Quebec? (And 5 Ways to Lower It)

Tue Dec 09 2025

7 min read

Why Is My Truck Insurance So High in Quebec? (And 5 Ways to Lower It)

Why is truck insurance so high in Quebec right now? A local broker explains the 2025 rate hikes (theft, weather, repairs) and gives you 5 proven ways to lower your premium today.

10 Must-Have Insurance Policies for Transportation Businesses

Mon Dec 08 2025

16 min read

10 Must-Have Insurance Policies for Transportation Businesses

Discover 10 essential insurance policies that protect your transportation business and help you save on coverage. Get a free consultation today.

How to Save Money on Fleet Coverage: The Ultimate Guide

Sat Dec 06 2025

14 min read

How to Save Money on Fleet Coverage: The Ultimate Guide

Easy tips for Montreal businesses to lower fleet insurance costs. Learn about SAAQ rules, theft discounts, telematics, bundling, and storage savings.

7 Best Ways to Reduce Your Commercial Premium - A Complete Guide

Mon Dec 01 2025

16 min read

7 Best Ways to Reduce Your Commercial Premium - A Complete Guide

A practical guide to reducing your commercial insurance premium in Montreal with smart upgrades, risk management, and expert broker support.

Should you get transport Insurance in Quebec?

Sat Nov 22 2025

9 min read

Should you get transport Insurance in Quebec?

The definitive guide to transport insurance in Québec City. Learn about carrier liability, policy types, costs, and claims to protect your valuable goods. Expert advice from Qubit Insurance.

15 Benefits of Transit Insurance in Canada

Fri Nov 14 2025

13 min read

15 Benefits of Transit Insurance in Canada

Discover 15 real benefits of transit insurance in Canada & Québec. Stay compliant, protect shipments, and keep your business moving confidently.