Coverage Options for Container Transporters
Transporting shipping containers is not the same as moving standard freight. Whether you operate one container truck or manage a fleet, you are carrying cargo that can be worth millions in a single journey. Loss, theft, or damage during shipping container transport can result in devastating financial consequences if not properly insured. At Qubit Insurance, we build container insurance programs designed for these unique risks. Our policies safeguard your vehicles, trailers, liability, and most importantly, the containers and goods entrusted to you. Based in Montreal and licensed by the Autorité des marchés financiers (AMF), Qubit brokers understand the specific requirements of Quebec transporters, including SAAQ filings, CTQ permits, and U.S. cross-border MCS-90 endorsements. A complete cargo insurance plan in Canada should protect against risks across every stage of the supply chain:
Commercial Auto Liability
Required by law; covers injury or property damage caused by your trucks or trailers.
Cargo Liability
Protects containers and contents against theft, damage, fire, or loss in transit.
Physical Damage Coverage
Covers trucks, trailers, and equipment against collision, fire, vandalism, or theft.
Trailer Interchange Coverage
Covers liability when using non-owned trailers under interchange agreements.
Warehouse Liability
Essential if containers are temporarily stored in warehouses or terminals.
Downtime & Rental Reimbursement
Covers replacement equipment or lost income if trucks are out of service.
Insurance Requirements for Container Transport in Quebec
Why Businesses Trust Qubit for Container & Cargo Transportation Insurance Coverages
Selecting the right insurance broker is about more than just cost. For container transporters, you need a broker who understands both the logistics and the compliance involved in moving containers across cities, provinces, and international borders.
1
Independent Brokerage
We compare multiple freight insurance providers in Canada and present the most competitive options for your operation.
2
Compliance Expertise
Our brokers manage filings and permits, including SAAQ, CTQ, and MCS-90 endorsements for U.S. routes.
3
Tailored Coverage
Unlike generic fleet policies, our shipping container insurance protects the full journey, covering land, air, rail, ocean, and warehousing.
4
Local Advantage
Based in Montreal, we provide bilingual support and in-depth knowledge of Quebec's transport regulations.
5
Claims Support
From initial report to final settlement, our team ensures fast, fair claims handling to minimize downtime.
6
Licensed & Trusted
Qubit Insurance is fully regulated by the AMF, giving you confidence that your coverage is backed by licensed professionals.
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Why Choose Qubit Insurance?
Because we've been insurance customers too, we understand the pain points and focus on what truly matters most.
Exceptional Service
Claims Support
Availability to Help
Competitive Prices
Unbiased Advice
100% Reliable
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Frequently Asked Questions
Got questions about coverage, payments, or claims? Find clear answers here, or reach out to us directly.
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What Affects the Cost of Container Insurance
The cost of shipping container insurance depends on your unique business profile. Due to the recent high claim ratio in Cargo Containers, costs for cargo insurance have gone up. They usually cost 5% more than the general freight transported in Dry Van Trailers.
- Driver History — Experienced, claim-free drivers reduce risk.
- Equipment Value — Well-maintained trucks and trailers lower premiums.
- Type of Cargo — Hazardous or high-value goods increase costs compared to standard freight.
- Routes and Distances — Cross-border or long-haul trips may require higher limits.
- Storage and Warehousing — Additional coverage may be required for containers stored at terminals or warehouses.
- Safety Programs — Strong compliance and safety records can reduce rates.
Documents Required for Settlement
When a claim occurs — whether due to theft, collision, warehouse fire, or container damage during transit — insurers require proper documentation to process claims efficiently. Commonly needed documents include:
- Active insurance policy documents.
- Bill of Lading (BOL): Identifying the cargo in transit.
- Commercial invoice and packing list as proof of cargo value.
- Photos or surveyor reports documenting the damage or loss.
- Police or accident reports in cases of theft or major incidents.
- Warehouse receipts if the damage occurred during storage.
- Driver statements and logbooks to verify details of the trip.
Qubit's claims team provides hands-on guidance to ensure you submit everything correctly, so settlements are processed quickly and fairly
Real Situations Where Container Insurance Helps
- A container truck is involved in a highway collision; cargo insurance covers damages to both the truck and the container contents.
- Containers stored at a warehouse catch fire; your freight insurance in Canada policy covers client cargo.
- A container is stolen at a rest stop; physical damage and cargo coverage pay for the loss.
- A logistics company requires higher liability limits before awarding a contract; Qubit arranges the upgrade quickly, subject to underwriting approval.
- A train derailment damages containers in transit; cargo liability ensures compensation for the destroyed goods.
- Severe flooding at a port damages multiple shipping containers; extended coverage pays for losses so your clients are not left unprotected.
These examples show why standard fleet coverage is not enough and why tailored shipping container insurance is essential.
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