Passenger Transportation Insurance Coverage in Quebec — The Right Protection for Every Mile
As Quebec’s independent brokerage specializing in passenger transportation insurance, we understand the unique regulatory and operational risks. Coverage is tailored to your seating, routes, permits, and contracts.
Passenger Hazard Liability
Protects against injuries or property damage involving passengers while boarding, riding, or exiting.
Commercial Auto Liability
Required coverage paying when your vehicle causes harm to others in an at-fault accident.
Physical Damage Insurance
Repairs or replacement after collision or non-collision losses including fire, theft, or vandalism.
Hired & Non-Owned Auto (HNOA)
Protects when employees use personal or rented vehicles for company business.
Medical Payments / Accident Benefits
Pays medical and rehabilitation costs for passengers and drivers without legal delays.
Assault & Battery / Abuse & Molestation
Specialized protections for incidents unique to passenger transport settings.
Why Choose Qubit for Passenger Transportation Insurance in Quebec
Independent brokerage — More options, better fit. Expert compliance — We manage SAAQ, CTQ, municipal endorsements, and permit-ready certificates. Coverage built to your operation — Seating, routes, local or cross-border, and contract-specific needs. Cross-border filings — We handle U.S. MCS-90 filings and monitor renewals. Claims advocacy — From first notice to settlement, minimizing downtime. Annual reviews — Adjust limits, endorsements, and deductibles to match growth. Cost control — Competitive placement and safety program integration without compromising protection.
Tips for Passenger Transport Operators
Improve safety, compliance, and costs without gaps in coverage.
1
Compare Quotes
Independent brokers can secure competitive terms across multiple insurers.
2
Strengthen Compliance
Keep permits, endorsements, and filings current to avoid disruptions.
3
Use Telematics
Safety and telematics programs can reduce premiums and losses over time.
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Tailored Protection That Matches Real-World Passenger Transport Risks
Passenger transport operations face unique risks, from municipal permits to sensitive passenger incidents. Programs are designed around seating capacity, routes, driver standards, and contract obligations, with optional extensions where exposure exists.
Why Choose Qubit Insurance?
Because we’ve been insurance customers too, we understand the pain points and focus on what truly matters most.
Exceptional Service
Claims Support
Availability to Help
Competitive Prices
Unbiased Advice
100% Reliable
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Clients
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5 Star Reviews
Frequently Asked Questions
Got questions about coverage, payments, or claims? Find clear answers here, or reach out to us directly.
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Solutions for Buses, Shuttles, Taxis & Rideshares
Every service model carries distinct risks. We tailor solutions to your vehicle type and operation style.
Bus & Commercial Bus Insurance
Managing a fleet—private or public—requires high-limit liability policies, structured fleet programs, and sometimes cross-border solutions. We design multi-terminal programs and negotiate pricing that reflects your fleet as a whole, not just individual vehicles.
Shuttle & Paratransit Insurance
Airport, hotel, and paratransit services operate under close regulatory oversight. We provide permit-ready certificates and endorsements so you never face a compliance delay. Our coverage scales whether you run a single van or a regional shuttle network.
Taxi & Rideshare Insurance
Using a personal policy for remunerated transport puts your business at risk; claims can be denied or only partially covered. We help you secure the right commercial auto insurance that accounts for both private use and revenue-generating activity, ensuring proper protection every time you’re on the road.
Get a Fast Quote for Bus, Shuttle, or Taxi Insurance
General Estimate for Passenger Van Insurance in Quebec
There’s no universal premium for passenger van insurance. Quotes vary widely depending on:
- Vehicle type and seating capacity
- Driver experience and safety records
- Operational radius (local vs. provincial vs. cross-border)
- Claims history and past loss runs
Chasing a low upfront number often leads to gaps in coverage. Instead, we help you manage your total cost of risk by placing coverage competitively, building safety programs that lower premiums over time, and re-marketing policies annually.
How to Get a Passenger Transport Services Insurance Quote
- Share vehicle and seating details
- Provide driver lists and experience
- Send loss runs (3–5 years)
- Confirm routes, municipalities, and any cross-border needs
- We compare markets and present options with clear terms
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