Navigating the Port of Montreal, the Lachine logistics corridor, and the A-20 / A-40 / A-15 interchanges requires more than just a standard policy. It requires a partner who understands the local landscape.
As an independent, AMF-certified insurance brokerage, Qubit Insurance doesn't work for the insurance companies; we work for you. We bridge the gap between Quebec’s SAAQ "no-fault" system and the private liability you need to operate across Canada and the United States. Whether you are an owner-operator or manage a growing fleet, we secure the specific endorsements that keep your wheels turning.

Mandatory for heavy vehicles (GVWR 4,500 kg+). We ensure you meet the minimum $1,000,000 civil liability required by Quebec law, while typically recommending $2,000,000 to $5,000,000 for cross-border operations.

Protect your freight against theft, fire, and damage. In 2026, standard $100,000 limits are often insufficient; we help you secure $250,000+ limits to satisfy high-value shipper contracts.

Choose between Agreed Value and Actual Cash Value. We protect your investment against Quebec’s severe weather, road hazards, and theft, ensuring quick repairs to minimize downtime.

Coverage for Dry Vans, Flatbeds, Tankers, and Temperature-Controlled units. Note: For 2026, most insurers require reefer units to be under 12 years old for full breakdown coverage.

Crucial protection for when your truck is operating without a trailer or for non-business purposes. We eliminate the "grey areas" that lead to denied claims.

Scalable solutions for 5+ units. We utilize telematics data and PEVL safety record optimization to help you negotiate lower premiums and improve your risk maturity.

Because we've been insurance customers too, we understand the pain points and focus on what truly matters most.
Got questions about coverage, payments, or claims? Find clear answers here, or reach out to us directly.
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1155, RUE METCALFE #1500 MONTRÉAL QC H3B 2V6
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