Affordable Insurance Quotes for Your Moving & Relocation Business

Every professional mover in Québec requires three types of protection to work together: one for what you move, one for where you work, and one for how you move.

1. Motor Truck Cargo Insurance

Safeguards clients’ belongings while in your care during pickup, transport, and delivery. Covers:

• Damage from collision, fire, theft, overturn, or vandalism
• Accidents during loading or unloading
• Optional coverage for high-value or fragile cargo

Why it matters: Regular liability insurance doesn’t protect customer property in transit, leaving you financially exposed.Example: During a move from Brossard to Mont-Royal, if a box of expensive electronics gets damaged while unloading, cargo stock insurance ensures prompt compensation and protects your reputation.

2. Commercial General Liability (CGL)

Covers accidental damage to a client’s property or injuries to third parties while you work inside homes or offices. Includes:

• Damage to walls, floors, doors, or furniture
• Accidental injuries during moving tasks

Example: While moving furniture in a Westmount condo, a team member scratches the client’s hardwood floor. Commercial general liability insurance covers the repair, prevents disputes, and protects your company’s reputation.

3. Commercial Auto Insurance

Your trucks keep your business running, and in Québec, this coverage works alongside the SAAQ public plan.

• Inside Québec: SAAQ covers bodily injuries, while private commercial auto insurance (F.P.Q. No. 1) covers property damage you cause and damage to your own trucks.
• Outside Québec: Civil liability automatically adjusts to local laws, and physical damage coverage protects your trucks from fire, theft, vandalism, and weather losses.