Do I need tenant insurance in Quebec?

Quebec does not make tenant insurance a legal requirement, but most leases and landlords still ask for it. A tenant policy covers your belongings and civil liability if someone is injured in your unit or if you accidentally damage the building.

Why brokers still recommend it

A kitchen fire, burst pipe, or stolen laptop can cost far more than an annual premium. Landlord insurance covers the building, not your furniture, electronics, or liability to neighbours. Qubit compares tenant policies from multiple Quebec insurers so you can see limits, deductibles, and optional water-damage endorsements side by side.

Get a quote

If you rent in Montreal or elsewhere in Quebec, start with a free tenant insurance quote. A broker can confirm whether your lease requires a specific liability limit and whether you need extra protection for roommates or high-value items.